What’s New and Most Popular
Enter your email address to receive updates
and freebies from NicheTopics
© Copyright 2004-
Niche Topics (Money and Lifestyle) is about helping you manage your finances so that
you live comfortably within your means. We share frugal living ideas such as save
money around the house, cheap to make recipes, budget-
Categories
Green cleaning and household tips
Personal empowerment and self improvement
Shopping tips, tricks and tweaks
Resources
What Does Pet Insurance Cover
By George G.
Pets are considered part of the family for many pet owners. They deserve the same amount of love and care just like any other member of your family. And, good healthcare is important for your dogs and cats.
However, the cost of seeking proper medical care for your pets don’t come cheap, and they cost even more in extreme cases of accident or illness.
Factor in the cost of food and bedding, keeping a pet at home can be expensive. To protect yourself from escalating costs, it’s a good idea to buy an insurance policy for your pets. For a premium of under £7 per month, you can fully insure your beloved cat or dog with a quality pet insurance policy.
How Pet Insurance Works
1. After you signed up for a pet insurance, your policy takes effect in 3 days for accident coverage, and in 14 days for illness coverage.
2. When your pet is ill or injured, you need to bring a claim form to the vet’s office, and get him to list a diagnosis and sign the form.
3. Send your completed claim forms, with attached copies of receipts, to your pet
insurer. It takes about 2-
Take not that not all pet insurance is the same. For most insurers, 'pets' means either a cat or a dog. If you keep exotic pets and small mammals, search around for specialist insurers who insure such pets.
What to Consider when Buying Pet Insurance Policy
Keep the following tips in mind when you decide to insure your dogs or cats. They can help you determine whether the pet insurance policy you’re considering is of sufficient quality, or just another run of the mill pet insurance policy
1. Varying choices of cover to best suit your circumstances and your pet's requirements. Know exactly what you need to have to be covered in the insurance policy.
2. A considerable sum to cover veterinarian fees of about £5,000 per condition, with the option of no time limit for treatment, if needed.
3. Cover for your pet, whatever their age. That means no upper limit.
4. No loaded premiums for paying monthly rather than a year in advance.
5. Customer service helplines easily and readily available to you.
6. Ask for discounts if you’ve more than one pet which needs coverage.
7. Carefully read all the clauses on deductibles, surcharges and exclusions before taking up the pet insurance policy.
8. Some quality pet insurance providers offer online discounts of about 10%, but make sure you check with them first.
This is not a definitive list and there may be other benefits or features that you
might want with your pet insurance, such as paying for advertising to find a lost
pet, but it’s a good place to start.
10 Tips to Save Big on Home Insurance
Learn how you can save money on your home insurance payment while getting the best coverage.
What Travel Insurance for Pre-
Know the various options available, and get the cheapest travel insurance with the best coverage for existing health problems.
Cheap and Affordable Health Insurance
How and where to get cheap individual or family health insurance?
What Exactly Is Low Cost Health Insurance
An inexpensive alternative to normal health insurance cover, but may have its drawbacks.
What You Need to Know About Car Insurance
Everything you must know about car insurance before you buy an auto insurance.
Tips to help you save money on your car insurance coverage and get the best deal possible.
Get Discounts on Young Driver Car Insurance
How to save on car insurance for young drivers and get the best coverage?
